Effective 1 December 2025

Here’s the simple version of our Terms & Conditions:

• Using our website means you agree to follow our rules and act lawfully.
• You own your actions — don’t misuse the site or try to harm it.
• Our content belongs to us — please don’t copy or reuse it without permission.
• Prices are in NZD and include GST unless we say otherwise.
• Consumer rights are protected — you’re covered by the Consumer Guarantees Act 1993.
• We’re not liable for things outside our control, like internet outages or third-party links.
• Privacy matters — your personal information is handled according to our Privacy Policy.
• New Zealand law applies — any disputes go through NZ courts.

These Terms & Conditions govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, you must not use our website.

• “We”, “us”, “our” refers to Swirl Creations Limited (trading as Swirl TradeCraft).
  
• “You”, “your” refers to the user or customer of our website.
• “Services” means all products, services, and digital content provided through our website.

You must be at least 18 years old or have the consent of a parent/guardian to use our website.

• You agree to use our website lawfully and not for any fraudulent or harmful purpose.
• You must not interfere with the security or functionality of the website.
• We may suspend or terminate access if you breach these Terms.

• All content, trademarks, logos, and designs on this website are owned by or licensed to us.
• You may not copy, reproduce, or distribute any content without our prior written consent.

• Prices are listed in New Zealand dollars (NZD) and include GST unless stated otherwise.
• Payment must be made in full before goods or services are delivered.
• We reserve the right to change prices at any time.

• Our goods and services come with guarantees that cannot be excluded under the Consumer Guarantees Act 1993.
• You are entitled to a replacement, repair, or refund if goods are faulty.
• Nothing in these Terms limits your rights under New Zealand law.

• To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of our website.
• We do not guarantee uninterrupted or error-free access to our website.

Our website may contain links to third-party sites. We are not responsible for the content, accuracy, or practices of those sites.

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

These Terms are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the New Zealand courts.

We may update these Terms from time to time. The latest version will always be available on our website, with the effective date clearly stated

If you have any questions about these Terms, please contact us:

Attn: Website Administrator
Swirl Creations Limited
admin@swirlcreations.co.nz